LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,946
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$851/mo
Today · 4.125%
HK$28,635
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,270/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$815/mo
Today · 4.125%
HK$31,596
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,192/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,335
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,340
−HK$1,022/mo
Today · 4.125%
HK$34,362
baseline
▲ 0.50% · 4.625%
HK$36,453
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,724/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,972
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,937
−HK$978/mo
Today · 4.125%
HK$37,915
baseline
▲ 0.50% · 4.625%
HK$39,914
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,830/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,724
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,897
−HK$1,192/mo
Today · 4.125%
HK$40,089
baseline
▲ 0.50% · 4.625%
HK$42,529
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,178/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,967
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,093
−HK$1,142/mo
Today · 4.125%
HK$44,235
baseline
▲ 0.50% · 4.625%
HK$46,566
+HK$2,331/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,470/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,502
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,011
−HK$1,533/mo
Today · 4.125%
HK$51,544
baseline
▲ 0.50% · 4.625%
HK$54,680
+HK$3,136/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,088/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,958
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,405
−HK$1,468/mo
Today · 4.125%
HK$56,873
baseline
▲ 0.50% · 4.625%
HK$59,871
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,746/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,134 · Scale 2, in force from 26 Feb 2026)