LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,946
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$852/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$816/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,335
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,341
−HK$1,022/mo
Today · 4.125%
HK$34,363
baseline
▲ 0.50% · 4.625%
HK$36,454
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,726/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,973
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,938
−HK$978/mo
Today · 4.125%
HK$37,916
baseline
▲ 0.50% · 4.625%
HK$39,915
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,832/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,725
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,898
−HK$1,192/mo
Today · 4.125%
HK$40,090
baseline
▲ 0.50% · 4.625%
HK$42,530
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,180/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,968
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,094
−HK$1,142/mo
Today · 4.125%
HK$44,236
baseline
▲ 0.50% · 4.625%
HK$46,567
+HK$2,331/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,472/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,503
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,012
−HK$1,533/mo
Today · 4.125%
HK$51,545
baseline
▲ 0.50% · 4.625%
HK$54,681
+HK$3,136/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,090/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,959
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,406
−HK$1,468/mo
Today · 4.125%
HK$56,874
baseline
▲ 0.50% · 4.625%
HK$59,872
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,748/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,144 · Scale 2, in force from 26 Feb 2026)