LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,947
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,785
−HK$852/mo
Today · 4.125%
HK$28,637
baseline
▲ 0.50% · 4.625%
HK$30,379
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,274/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,978
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,782
−HK$816/mo
Today · 4.125%
HK$31,598
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,196/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,336
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,342
−HK$1,022/mo
Today · 4.125%
HK$34,364
baseline
▲ 0.50% · 4.625%
HK$36,455
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,728/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,974
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,939
−HK$978/mo
Today · 4.125%
HK$37,917
baseline
▲ 0.50% · 4.625%
HK$39,916
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,834/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,726
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,899
−HK$1,193/mo
Today · 4.125%
HK$40,092
baseline
▲ 0.50% · 4.625%
HK$42,531
+HK$2,439/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,184/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,970
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,095
−HK$1,142/mo
Today · 4.125%
HK$44,237
baseline
▲ 0.50% · 4.625%
HK$46,569
+HK$2,332/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,474/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,505
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,013
−HK$1,533/mo
Today · 4.125%
HK$51,546
baseline
▲ 0.50% · 4.625%
HK$54,683
+HK$3,137/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,092/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,961
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,408
−HK$1,468/mo
Today · 4.125%
HK$56,876
baseline
▲ 0.50% · 4.625%
HK$59,874
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,752/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,158 · Scale 2, in force from 26 Feb 2026)