LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,948
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$852/mo
Today · 4.125%
HK$28,638
baseline
▲ 0.50% · 4.625%
HK$30,380
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,276/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,979
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$816/mo
Today · 4.125%
HK$31,599
baseline
▲ 0.50% · 4.625%
HK$33,264
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,198/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,337
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,343
−HK$1,022/mo
Today · 4.125%
HK$34,365
baseline
▲ 0.50% · 4.625%
HK$36,456
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,730/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,975
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,940
−HK$978/mo
Today · 4.125%
HK$37,918
baseline
▲ 0.50% · 4.625%
HK$39,917
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,836/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,727
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,900
−HK$1,193/mo
Today · 4.125%
HK$40,093
baseline
▲ 0.50% · 4.625%
HK$42,532
+HK$2,439/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,186/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,971
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,096
−HK$1,142/mo
Today · 4.125%
HK$44,238
baseline
▲ 0.50% · 4.625%
HK$46,570
+HK$2,332/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,476/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,506
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,015
−HK$1,533/mo
Today · 4.125%
HK$51,548
baseline
▲ 0.50% · 4.625%
HK$54,684
+HK$3,136/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,096/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,962
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,409
−HK$1,469/mo
Today · 4.125%
HK$56,878
baseline
▲ 0.50% · 4.625%
HK$59,876
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,756/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,169 · Scale 2, in force from 26 Feb 2026)