LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,948
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$852/mo
Today · 4.125%
HK$28,638
baseline
▲ 0.50% · 4.625%
HK$30,380
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,276/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,979
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$816/mo
Today · 4.125%
HK$31,599
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,198/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,338
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,343
−HK$1,022/mo
Today · 4.125%
HK$34,365
baseline
▲ 0.50% · 4.625%
HK$36,456
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,730/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,975
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,940
−HK$979/mo
Today · 4.125%
HK$37,919
baseline
▲ 0.50% · 4.625%
HK$39,918
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,838/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,727
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,901
−HK$1,192/mo
Today · 4.125%
HK$40,093
baseline
▲ 0.50% · 4.625%
HK$42,533
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,186/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,971
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,097
−HK$1,142/mo
Today · 4.125%
HK$44,239
baseline
▲ 0.50% · 4.625%
HK$46,571
+HK$2,332/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,478/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,506
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,015
−HK$1,533/mo
Today · 4.125%
HK$51,548
baseline
▲ 0.50% · 4.625%
HK$54,685
+HK$3,137/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,096/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,963
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,410
−HK$1,468/mo
Today · 4.125%
HK$56,878
baseline
▲ 0.50% · 4.625%
HK$59,876
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,756/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,174 · Scale 2, in force from 26 Feb 2026)