LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,949
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,788
−HK$851/mo
Today · 4.125%
HK$28,639
baseline
▲ 0.50% · 4.625%
HK$30,382
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,278/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,981
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,785
−HK$816/mo
Today · 4.125%
HK$31,601
baseline
▲ 0.50% · 4.625%
HK$33,267
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,202/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,339
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$1,022/mo
Today · 4.125%
HK$34,367
baseline
▲ 0.50% · 4.625%
HK$36,459
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,734/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,977
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,942
−HK$979/mo
Today · 4.125%
HK$37,921
baseline
▲ 0.50% · 4.625%
HK$39,920
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,842/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,729
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,903
−HK$1,192/mo
Today · 4.125%
HK$40,095
baseline
▲ 0.50% · 4.625%
HK$42,535
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,190/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,973
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,099
−HK$1,142/mo
Today · 4.125%
HK$44,241
baseline
▲ 0.50% · 4.625%
HK$46,573
+HK$2,332/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,482/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,509
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,018
−HK$1,533/mo
Today · 4.125%
HK$51,551
baseline
▲ 0.50% · 4.625%
HK$54,688
+HK$3,137/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,102/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,966
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,413
−HK$1,468/mo
Today · 4.125%
HK$56,881
baseline
▲ 0.50% · 4.625%
HK$59,880
+HK$2,999/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,762/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,199 · Scale 2, in force from 26 Feb 2026)