LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,950
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,788
−HK$852/mo
Today · 4.125%
HK$28,640
baseline
▲ 0.50% · 4.625%
HK$30,383
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,280/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,982
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,786
−HK$815/mo
Today · 4.125%
HK$31,601
baseline
▲ 0.50% · 4.625%
HK$33,267
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,202/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,340
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,346
−HK$1,022/mo
Today · 4.125%
HK$34,368
baseline
▲ 0.50% · 4.625%
HK$36,459
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,736/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,978
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,943
−HK$979/mo
Today · 4.125%
HK$37,922
baseline
▲ 0.50% · 4.625%
HK$39,921
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,844/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,730
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,904
−HK$1,192/mo
Today · 4.125%
HK$40,096
baseline
▲ 0.50% · 4.625%
HK$42,536
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,192/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,974
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,100
−HK$1,142/mo
Today · 4.125%
HK$44,242
baseline
▲ 0.50% · 4.625%
HK$46,574
+HK$2,332/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,484/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,510
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,019
−HK$1,533/mo
Today · 4.125%
HK$51,552
baseline
▲ 0.50% · 4.625%
HK$54,689
+HK$3,137/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,104/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,967
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,414
−HK$1,469/mo
Today · 4.125%
HK$56,883
baseline
▲ 0.50% · 4.625%
HK$59,881
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,766/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,208 · Scale 2, in force from 26 Feb 2026)