LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,951
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,790
−HK$851/mo
Today · 4.125%
HK$28,641
baseline
▲ 0.50% · 4.625%
HK$30,384
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,282/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,983
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,787
−HK$816/mo
Today · 4.125%
HK$31,603
baseline
▲ 0.50% · 4.625%
HK$33,269
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,206/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,342
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,348
−HK$1,022/mo
Today · 4.125%
HK$34,370
baseline
▲ 0.50% · 4.625%
HK$36,461
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,740/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,980
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,945
−HK$979/mo
Today · 4.125%
HK$37,924
baseline
▲ 0.50% · 4.625%
HK$39,923
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,848/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,732
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,906
−HK$1,192/mo
Today · 4.125%
HK$40,098
baseline
▲ 0.50% · 4.625%
HK$42,538
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,196/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,976
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,102
−HK$1,142/mo
Today · 4.125%
HK$44,244
baseline
▲ 0.50% · 4.625%
HK$46,576
+HK$2,332/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,488/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,512
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,021
−HK$1,534/mo
Today · 4.125%
HK$51,555
baseline
▲ 0.50% · 4.625%
HK$54,692
+HK$3,137/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,110/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,970
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,417
−HK$1,468/mo
Today · 4.125%
HK$56,885
baseline
▲ 0.50% · 4.625%
HK$59,884
+HK$2,999/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,770/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,229 · Scale 2, in force from 26 Feb 2026)