LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,953
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,791
−HK$852/mo
Today · 4.125%
HK$28,643
baseline
▲ 0.50% · 4.625%
HK$30,386
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,286/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,985
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,789
−HK$816/mo
Today · 4.125%
HK$31,605
baseline
▲ 0.50% · 4.625%
HK$33,270
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,210/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,343
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,349
−HK$1,022/mo
Today · 4.125%
HK$34,371
baseline
▲ 0.50% · 4.625%
HK$36,463
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,742/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,982
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,947
−HK$978/mo
Today · 4.125%
HK$37,925
baseline
▲ 0.50% · 4.625%
HK$39,925
+HK$2,000/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,850/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,734
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,907
−HK$1,193/mo
Today · 4.125%
HK$40,100
baseline
▲ 0.50% · 4.625%
HK$42,540
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,200/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,978
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,104
−HK$1,142/mo
Today · 4.125%
HK$44,246
baseline
▲ 0.50% · 4.625%
HK$46,579
+HK$2,333/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,492/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,515
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,024
−HK$1,533/mo
Today · 4.125%
HK$51,557
baseline
▲ 0.50% · 4.625%
HK$54,694
+HK$3,137/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,114/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,972
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,420
−HK$1,468/mo
Today · 4.125%
HK$56,888
baseline
▲ 0.50% · 4.625%
HK$59,887
+HK$2,999/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,776/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,251 · Scale 2, in force from 26 Feb 2026)