LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,954
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,793
−HK$852/mo
Today · 4.125%
HK$28,645
baseline
▲ 0.50% · 4.625%
HK$30,387
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,290/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,986
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,791
−HK$815/mo
Today · 4.125%
HK$31,606
baseline
▲ 0.50% · 4.625%
HK$33,272
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,212/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,345
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,351
−HK$1,022/mo
Today · 4.125%
HK$34,373
baseline
▲ 0.50% · 4.625%
HK$36,465
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,984
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$979/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$39,927
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,736
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,910
−HK$1,192/mo
Today · 4.125%
HK$40,102
baseline
▲ 0.50% · 4.625%
HK$42,542
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,204/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,981
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,107
−HK$1,142/mo
Today · 4.125%
HK$44,249
baseline
▲ 0.50% · 4.625%
HK$46,581
+HK$2,332/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,498/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,518
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,027
−HK$1,533/mo
Today · 4.125%
HK$51,560
baseline
▲ 0.50% · 4.625%
HK$54,697
+HK$3,137/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,120/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,975
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,423
−HK$1,469/mo
Today · 4.125%
HK$56,892
baseline
▲ 0.50% · 4.625%
HK$59,890
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,784/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,277 · Scale 2, in force from 26 Feb 2026)