LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,956
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,794
−HK$852/mo
Today · 4.125%
HK$28,646
baseline
▲ 0.50% · 4.625%
HK$30,389
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,292/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,988
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,792
−HK$816/mo
Today · 4.125%
HK$31,608
baseline
▲ 0.50% · 4.625%
HK$33,274
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,216/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,347
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,353
−HK$1,022/mo
Today · 4.125%
HK$34,375
baseline
▲ 0.50% · 4.625%
HK$36,467
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,750/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,985
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,950
−HK$980/mo
Today · 4.125%
HK$37,930
baseline
▲ 0.50% · 4.625%
HK$39,929
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,860/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,738
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,912
−HK$1,192/mo
Today · 4.125%
HK$40,104
baseline
▲ 0.50% · 4.625%
HK$42,545
+HK$2,441/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$80,208/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,983
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,109
−HK$1,142/mo
Today · 4.125%
HK$44,251
baseline
▲ 0.50% · 4.625%
HK$46,584
+HK$2,333/mo
Deposit HK$3.55M · loan HK$8.27M · min. income ≈ HK$88,502/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,520
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,029
−HK$1,534/mo
Today · 4.125%
HK$51,563
baseline
▲ 0.50% · 4.625%
HK$54,700
+HK$3,137/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,126/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,978
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,426
−HK$1,468/mo
Today · 4.125%
HK$56,894
baseline
▲ 0.50% · 4.625%
HK$59,893
+HK$2,999/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,788/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,299 · Scale 2, in force from 26 Feb 2026)