LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,957
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,796
−HK$851/mo
Today · 4.125%
HK$28,647
baseline
▲ 0.50% · 4.625%
HK$30,391
+HK$1,744/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,294/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,989
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,794
−HK$816/mo
Today · 4.125%
HK$31,610
baseline
▲ 0.50% · 4.625%
HK$33,276
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,220/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,348
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,355
−HK$1,022/mo
Today · 4.125%
HK$34,377
baseline
▲ 0.50% · 4.625%
HK$36,469
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,754/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,987
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,952
−HK$980/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$39,931
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,740
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,914
−HK$1,192/mo
Today · 4.125%
HK$40,106
baseline
▲ 0.50% · 4.625%
HK$42,547
+HK$2,441/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,212/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,985
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,111
−HK$1,143/mo
Today · 4.125%
HK$44,254
baseline
▲ 0.50% · 4.625%
HK$46,586
+HK$2,332/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,508/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,523
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,032
−HK$1,533/mo
Today · 4.125%
HK$51,565
baseline
▲ 0.50% · 4.625%
HK$54,703
+HK$3,138/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,130/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,981
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,429
−HK$1,468/mo
Today · 4.125%
HK$56,897
baseline
▲ 0.50% · 4.625%
HK$59,897
+HK$3,000/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,794/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,323 · Scale 2, in force from 26 Feb 2026)