LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,957
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,796
−HK$852/mo
Today · 4.125%
HK$28,648
baseline
▲ 0.50% · 4.625%
HK$30,391
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,296/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,990
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,794
−HK$816/mo
Today · 4.125%
HK$31,610
baseline
▲ 0.50% · 4.625%
HK$33,276
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,220/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,349
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,355
−HK$1,022/mo
Today · 4.125%
HK$34,377
baseline
▲ 0.50% · 4.625%
HK$36,469
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,754/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,988
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,953
−HK$979/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$39,932
+HK$2,000/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,740
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,914
−HK$1,193/mo
Today · 4.125%
HK$40,107
baseline
▲ 0.50% · 4.625%
HK$42,547
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,214/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,986
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,112
−HK$1,142/mo
Today · 4.125%
HK$44,254
baseline
▲ 0.50% · 4.625%
HK$46,587
+HK$2,333/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,508/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,523
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,033
−HK$1,533/mo
Today · 4.125%
HK$51,566
baseline
▲ 0.50% · 4.625%
HK$54,704
+HK$3,138/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,132/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,982
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,429
−HK$1,469/mo
Today · 4.125%
HK$56,898
baseline
▲ 0.50% · 4.625%
HK$59,897
+HK$2,999/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,796/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,329 · Scale 2, in force from 26 Feb 2026)