LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,958
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,796
−HK$852/mo
Today · 4.125%
HK$28,648
baseline
▲ 0.50% · 4.625%
HK$30,391
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,296/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,990
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,795
−HK$816/mo
Today · 4.125%
HK$31,611
baseline
▲ 0.50% · 4.625%
HK$33,277
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,222/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,349
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,356
−HK$1,022/mo
Today · 4.125%
HK$34,378
baseline
▲ 0.50% · 4.625%
HK$36,470
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,756/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,988
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,954
−HK$979/mo
Today · 4.125%
HK$37,933
baseline
▲ 0.50% · 4.625%
HK$39,932
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,866/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,741
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,915
−HK$1,193/mo
Today · 4.125%
HK$40,108
baseline
▲ 0.50% · 4.625%
HK$42,548
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,216/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,986
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,112
−HK$1,143/mo
Today · 4.125%
HK$44,255
baseline
▲ 0.50% · 4.625%
HK$46,588
+HK$2,333/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,510/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,524
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,033
−HK$1,534/mo
Today · 4.125%
HK$51,567
baseline
▲ 0.50% · 4.625%
HK$54,705
+HK$3,138/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,134/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,983
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,430
−HK$1,469/mo
Today · 4.125%
HK$56,899
baseline
▲ 0.50% · 4.625%
HK$59,898
+HK$2,999/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,798/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,335 · Scale 2, in force from 26 Feb 2026)