LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,959
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,797
−HK$852/mo
Today · 4.125%
HK$28,649
baseline
▲ 0.50% · 4.625%
HK$30,392
+HK$1,743/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,298/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,991
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,795
−HK$816/mo
Today · 4.125%
HK$31,611
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,667/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,222/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,350
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$1,022/mo
Today · 4.125%
HK$34,379
baseline
▲ 0.50% · 4.625%
HK$36,471
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,758/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,989
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,955
−HK$979/mo
Today · 4.125%
HK$37,934
baseline
▲ 0.50% · 4.625%
HK$39,933
+HK$1,999/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,868/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,742
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,916
−HK$1,193/mo
Today · 4.125%
HK$40,109
baseline
▲ 0.50% · 4.625%
HK$42,549
+HK$2,440/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,218/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,988
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,114
−HK$1,142/mo
Today · 4.125%
HK$44,256
baseline
▲ 0.50% · 4.625%
HK$46,589
+HK$2,333/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,512/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,525
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,035
−HK$1,533/mo
Today · 4.125%
HK$51,568
baseline
▲ 0.50% · 4.625%
HK$54,706
+HK$3,138/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,136/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,984
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,432
−HK$1,469/mo
Today · 4.125%
HK$56,901
baseline
▲ 0.50% · 4.625%
HK$59,900
+HK$2,999/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,802/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,348 · Scale 2, in force from 26 Feb 2026)