LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,965
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,804
−HK$852/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,400
+HK$1,744/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,998
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$816/mo
Today · 4.125%
HK$31,619
baseline
▲ 0.50% · 4.625%
HK$33,286
+HK$1,667/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,238/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,358
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,365
−HK$1,022/mo
Today · 4.125%
HK$34,387
baseline
▲ 0.50% · 4.625%
HK$36,480
+HK$2,093/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,774/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,998
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,964
−HK$979/mo
Today · 4.125%
HK$37,943
baseline
▲ 0.50% · 4.625%
HK$39,943
+HK$2,000/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,886/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,751
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,925
−HK$1,193/mo
Today · 4.125%
HK$40,118
baseline
▲ 0.50% · 4.625%
HK$42,560
+HK$2,442/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,236/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,998
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,124
−HK$1,143/mo
Today · 4.125%
HK$44,267
baseline
▲ 0.50% · 4.625%
HK$46,600
+HK$2,333/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,534/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,537
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,047
−HK$1,534/mo
Today · 4.125%
HK$51,581
baseline
▲ 0.50% · 4.625%
HK$54,719
+HK$3,138/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$103,162/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,997
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,445
−HK$1,469/mo
Today · 4.125%
HK$56,914
baseline
▲ 0.50% · 4.625%
HK$59,914
+HK$3,000/mo
Deposit HK$1.18M · loan HK$10.64M · min. income ≈ HK$113,828/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,456 · Scale 2, in force from 26 Feb 2026)