LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,970
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,809
−HK$853/mo
Today · 4.125%
HK$28,662
baseline
▲ 0.50% · 4.625%
HK$30,406
+HK$1,744/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,324/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,004
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,809
−HK$816/mo
Today · 4.125%
HK$31,625
baseline
▲ 0.50% · 4.625%
HK$33,292
+HK$1,667/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,250/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,365
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$1,023/mo
Today · 4.125%
HK$34,394
baseline
▲ 0.50% · 4.625%
HK$36,487
+HK$2,093/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,788/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,005
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,971
−HK$979/mo
Today · 4.125%
HK$37,950
baseline
▲ 0.50% · 4.625%
HK$39,951
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,900/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,759
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,933
−HK$1,193/mo
Today · 4.125%
HK$40,126
baseline
▲ 0.50% · 4.625%
HK$42,568
+HK$2,442/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,252/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,006
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,133
−HK$1,143/mo
Today · 4.125%
HK$44,276
baseline
▲ 0.50% · 4.625%
HK$46,609
+HK$2,333/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,552/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,547
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,057
−HK$1,534/mo
Today · 4.125%
HK$51,591
baseline
▲ 0.50% · 4.625%
HK$54,730
+HK$3,139/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,182/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,008
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,456
−HK$1,470/mo
Today · 4.125%
HK$56,926
baseline
▲ 0.50% · 4.625%
HK$59,926
+HK$3,000/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,852/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,543 · Scale 2, in force from 26 Feb 2026)