LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,972
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,811
−HK$852/mo
Today · 4.125%
HK$28,663
baseline
▲ 0.50% · 4.625%
HK$30,407
+HK$1,744/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,326/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,006
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,810
−HK$817/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,294
+HK$1,667/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,366
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,373
−HK$1,023/mo
Today · 4.125%
HK$34,396
baseline
▲ 0.50% · 4.625%
HK$36,488
+HK$2,092/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,792/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,007
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,972
−HK$980/mo
Today · 4.125%
HK$37,952
baseline
▲ 0.50% · 4.625%
HK$39,953
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,904/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,760
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,935
−HK$1,193/mo
Today · 4.125%
HK$40,128
baseline
▲ 0.50% · 4.625%
HK$42,570
+HK$2,442/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,256/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,008
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,135
−HK$1,142/mo
Today · 4.125%
HK$44,277
baseline
▲ 0.50% · 4.625%
HK$46,611
+HK$2,334/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,554/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,549
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,059
−HK$1,534/mo
Today · 4.125%
HK$51,593
baseline
▲ 0.50% · 4.625%
HK$54,733
+HK$3,140/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,186/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,010
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,459
−HK$1,469/mo
Today · 4.125%
HK$56,928
baseline
▲ 0.50% · 4.625%
HK$59,929
+HK$3,001/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,856/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,562 · Scale 2, in force from 26 Feb 2026)