LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,972
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,811
−HK$853/mo
Today · 4.125%
HK$28,664
baseline
▲ 0.50% · 4.625%
HK$30,408
+HK$1,744/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,328/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,006
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,811
−HK$816/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,295
+HK$1,668/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,373
−HK$1,023/mo
Today · 4.125%
HK$34,396
baseline
▲ 0.50% · 4.625%
HK$36,489
+HK$2,093/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,792/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,008
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,973
−HK$980/mo
Today · 4.125%
HK$37,953
baseline
▲ 0.50% · 4.625%
HK$39,954
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,906/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,761
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,936
−HK$1,193/mo
Today · 4.125%
HK$40,129
baseline
▲ 0.50% · 4.625%
HK$42,571
+HK$2,442/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,258/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,009
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,136
−HK$1,142/mo
Today · 4.125%
HK$44,278
baseline
▲ 0.50% · 4.625%
HK$46,612
+HK$2,334/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,556/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,550
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,060
−HK$1,535/mo
Today · 4.125%
HK$51,595
baseline
▲ 0.50% · 4.625%
HK$54,734
+HK$3,139/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,190/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,011
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,460
−HK$1,469/mo
Today · 4.125%
HK$56,929
baseline
▲ 0.50% · 4.625%
HK$59,930
+HK$3,001/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,858/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,573 · Scale 2, in force from 26 Feb 2026)