LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,974
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,813
−HK$852/mo
Today · 4.125%
HK$28,665
baseline
▲ 0.50% · 4.625%
HK$30,410
+HK$1,745/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,330/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,008
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,813
−HK$816/mo
Today · 4.125%
HK$31,629
baseline
▲ 0.50% · 4.625%
HK$33,297
+HK$1,668/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,258/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,369
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,375
−HK$1,023/mo
Today · 4.125%
HK$34,398
baseline
▲ 0.50% · 4.625%
HK$36,491
+HK$2,093/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,796/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,010
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,976
−HK$979/mo
Today · 4.125%
HK$37,955
baseline
▲ 0.50% · 4.625%
HK$39,956
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,910/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,763
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,938
−HK$1,193/mo
Today · 4.125%
HK$40,131
baseline
▲ 0.50% · 4.625%
HK$42,573
+HK$2,442/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,262/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,011
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,138
−HK$1,143/mo
Today · 4.125%
HK$44,281
baseline
▲ 0.50% · 4.625%
HK$46,615
+HK$2,334/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,562/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,553
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,063
−HK$1,535/mo
Today · 4.125%
HK$51,598
baseline
▲ 0.50% · 4.625%
HK$54,737
+HK$3,139/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,196/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,015
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,463
−HK$1,470/mo
Today · 4.125%
HK$56,933
baseline
▲ 0.50% · 4.625%
HK$59,934
+HK$3,001/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,866/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,599 · Scale 2, in force from 26 Feb 2026)