LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,975
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,814
−HK$853/mo
Today · 4.125%
HK$28,667
baseline
▲ 0.50% · 4.625%
HK$30,411
+HK$1,744/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,334/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,010
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,815
−HK$816/mo
Today · 4.125%
HK$31,631
baseline
▲ 0.50% · 4.625%
HK$33,299
+HK$1,668/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,262/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,370
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,377
−HK$1,023/mo
Today · 4.125%
HK$34,400
baseline
▲ 0.50% · 4.625%
HK$36,494
+HK$2,094/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,800/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,012
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,978
−HK$979/mo
Today · 4.125%
HK$37,957
baseline
▲ 0.50% · 4.625%
HK$39,958
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,914/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,766
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,940
−HK$1,194/mo
Today · 4.125%
HK$40,134
baseline
▲ 0.50% · 4.625%
HK$42,576
+HK$2,442/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,268/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,014
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,141
−HK$1,143/mo
Today · 4.125%
HK$44,284
baseline
▲ 0.50% · 4.625%
HK$46,618
+HK$2,334/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,568/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,556
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,066
−HK$1,535/mo
Today · 4.125%
HK$51,601
baseline
▲ 0.50% · 4.625%
HK$54,740
+HK$3,139/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,202/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,018
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,466
−HK$1,470/mo
Today · 4.125%
HK$56,936
baseline
▲ 0.50% · 4.625%
HK$59,937
+HK$3,001/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,872/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,625 · Scale 2, in force from 26 Feb 2026)