LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,976
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,815
−HK$853/mo
Today · 4.125%
HK$28,668
baseline
▲ 0.50% · 4.625%
HK$30,412
+HK$1,744/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,336/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,011
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,816
−HK$816/mo
Today · 4.125%
HK$31,632
baseline
▲ 0.50% · 4.625%
HK$33,300
+HK$1,668/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,264/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,371
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,378
−HK$1,023/mo
Today · 4.125%
HK$34,401
baseline
▲ 0.50% · 4.625%
HK$36,495
+HK$2,094/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,802/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,013
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,979
−HK$980/mo
Today · 4.125%
HK$37,959
baseline
▲ 0.50% · 4.625%
HK$39,959
+HK$2,000/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,918/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,767
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,941
−HK$1,194/mo
Today · 4.125%
HK$40,135
baseline
▲ 0.50% · 4.625%
HK$42,577
+HK$2,442/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,270/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,015
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,142
−HK$1,143/mo
Today · 4.125%
HK$44,285
baseline
▲ 0.50% · 4.625%
HK$46,619
+HK$2,334/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,570/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,557
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,068
−HK$1,534/mo
Today · 4.125%
HK$51,602
baseline
▲ 0.50% · 4.625%
HK$54,742
+HK$3,140/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,204/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,019
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,468
−HK$1,470/mo
Today · 4.125%
HK$56,938
baseline
▲ 0.50% · 4.625%
HK$59,939
+HK$3,001/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,876/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,638 · Scale 2, in force from 26 Feb 2026)