LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,976
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$852/mo
Today · 4.125%
HK$28,668
baseline
▲ 0.50% · 4.625%
HK$30,413
+HK$1,745/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,336/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,011
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,816
−HK$816/mo
Today · 4.125%
HK$31,632
baseline
▲ 0.50% · 4.625%
HK$33,300
+HK$1,668/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,264/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,372
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,379
−HK$1,023/mo
Today · 4.125%
HK$34,402
baseline
▲ 0.50% · 4.625%
HK$36,495
+HK$2,093/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,804/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,013
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,979
−HK$980/mo
Today · 4.125%
HK$37,959
baseline
▲ 0.50% · 4.625%
HK$39,960
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,918/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,767
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,942
−HK$1,193/mo
Today · 4.125%
HK$40,135
baseline
▲ 0.50% · 4.625%
HK$42,578
+HK$2,443/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,270/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,015
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,142
−HK$1,143/mo
Today · 4.125%
HK$44,285
baseline
▲ 0.50% · 4.625%
HK$46,620
+HK$2,335/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,570/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,558
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,068
−HK$1,535/mo
Today · 4.125%
HK$51,603
baseline
▲ 0.50% · 4.625%
HK$54,743
+HK$3,140/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,206/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,020
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,469
−HK$1,469/mo
Today · 4.125%
HK$56,938
baseline
▲ 0.50% · 4.625%
HK$59,940
+HK$3,002/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,876/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,642 · Scale 2, in force from 26 Feb 2026)