LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,977
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$853/mo
Today · 4.125%
HK$28,669
baseline
▲ 0.50% · 4.625%
HK$30,413
+HK$1,744/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,338/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,012
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,817
−HK$816/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,301
+HK$1,668/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,373
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,380
−HK$1,023/mo
Today · 4.125%
HK$34,403
baseline
▲ 0.50% · 4.625%
HK$36,496
+HK$2,093/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,806/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,014
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,980
−HK$980/mo
Today · 4.125%
HK$37,960
baseline
▲ 0.50% · 4.625%
HK$39,961
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,920/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,768
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,943
−HK$1,194/mo
Today · 4.125%
HK$40,137
baseline
▲ 0.50% · 4.625%
HK$42,579
+HK$2,442/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,274/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,017
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,144
−HK$1,143/mo
Today · 4.125%
HK$44,287
baseline
▲ 0.50% · 4.625%
HK$46,621
+HK$2,334/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,574/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,559
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,070
−HK$1,534/mo
Today · 4.125%
HK$51,604
baseline
▲ 0.50% · 4.625%
HK$54,744
+HK$3,140/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,208/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,021
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,470
−HK$1,470/mo
Today · 4.125%
HK$56,940
baseline
▲ 0.50% · 4.625%
HK$59,942
+HK$3,002/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,880/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,656 · Scale 2, in force from 26 Feb 2026)