LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,980
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,819
−HK$853/mo
Today · 4.125%
HK$28,672
baseline
▲ 0.50% · 4.625%
HK$30,416
+HK$1,744/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,344/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,015
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,820
−HK$816/mo
Today · 4.125%
HK$31,636
baseline
▲ 0.50% · 4.625%
HK$33,304
+HK$1,668/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,272/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,376
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,383
−HK$1,023/mo
Today · 4.125%
HK$34,406
baseline
▲ 0.50% · 4.625%
HK$36,499
+HK$2,093/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,812/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,018
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,984
−HK$979/mo
Today · 4.125%
HK$37,963
baseline
▲ 0.50% · 4.625%
HK$39,965
+HK$2,002/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,926/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,772
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,946
−HK$1,194/mo
Today · 4.125%
HK$40,140
baseline
▲ 0.50% · 4.625%
HK$42,583
+HK$2,443/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,280/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,020
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,147
−HK$1,144/mo
Today · 4.125%
HK$44,291
baseline
▲ 0.50% · 4.625%
HK$46,625
+HK$2,334/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,582/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,563
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,074
−HK$1,535/mo
Today · 4.125%
HK$51,609
baseline
▲ 0.50% · 4.625%
HK$54,749
+HK$3,140/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,218/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,026
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,475
−HK$1,470/mo
Today · 4.125%
HK$56,945
baseline
▲ 0.50% · 4.625%
HK$59,947
+HK$3,002/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,890/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,696 · Scale 2, in force from 26 Feb 2026)