LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,982
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,821
−HK$853/mo
Today · 4.125%
HK$28,674
baseline
▲ 0.50% · 4.625%
HK$30,419
+HK$1,745/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,348/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,017
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,822
−HK$817/mo
Today · 4.125%
HK$31,639
baseline
▲ 0.50% · 4.625%
HK$33,306
+HK$1,667/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,278/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,378
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,385
−HK$1,024/mo
Today · 4.125%
HK$34,409
baseline
▲ 0.50% · 4.625%
HK$36,502
+HK$2,093/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,818/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,020
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,986
−HK$981/mo
Today · 4.125%
HK$37,967
baseline
▲ 0.50% · 4.625%
HK$39,968
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,934/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,775
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,950
−HK$1,193/mo
Today · 4.125%
HK$40,143
baseline
▲ 0.50% · 4.625%
HK$42,586
+HK$2,443/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,286/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,024
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,151
−HK$1,143/mo
Today · 4.125%
HK$44,294
baseline
▲ 0.50% · 4.625%
HK$46,629
+HK$2,335/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,588/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,567
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,078
−HK$1,535/mo
Today · 4.125%
HK$51,613
baseline
▲ 0.50% · 4.625%
HK$54,753
+HK$3,140/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,226/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,031
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,480
−HK$1,470/mo
Today · 4.125%
HK$56,950
baseline
▲ 0.50% · 4.625%
HK$59,952
+HK$3,002/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,900/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,731 · Scale 2, in force from 26 Feb 2026)