LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,984
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,824
−HK$852/mo
Today · 4.125%
HK$28,676
baseline
▲ 0.50% · 4.625%
HK$30,421
+HK$1,745/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,352/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,020
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,825
−HK$817/mo
Today · 4.125%
HK$31,642
baseline
▲ 0.50% · 4.625%
HK$33,309
+HK$1,667/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,284/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,381
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,388
−HK$1,024/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,506
+HK$2,094/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,990
−HK$980/mo
Today · 4.125%
HK$37,970
baseline
▲ 0.50% · 4.625%
HK$39,971
+HK$2,001/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,940/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,778
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,953
−HK$1,194/mo
Today · 4.125%
HK$40,147
baseline
▲ 0.50% · 4.625%
HK$42,590
+HK$2,443/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$80,294/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,028
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,155
−HK$1,143/mo
Today · 4.125%
HK$44,298
baseline
▲ 0.50% · 4.625%
HK$46,633
+HK$2,335/mo
Deposit HK$3.55M · loan HK$8.28M · min. income ≈ HK$88,596/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,572
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,083
−HK$1,535/mo
Today · 4.125%
HK$51,618
baseline
▲ 0.50% · 4.625%
HK$54,758
+HK$3,140/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,236/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,036
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,485
−HK$1,470/mo
Today · 4.125%
HK$56,955
baseline
▲ 0.50% · 4.625%
HK$59,957
+HK$3,002/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,910/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,771 · Scale 2, in force from 26 Feb 2026)