LTV · monthly repayment
▼ 0.50% · 3.625%
HK$269,879
−HK$16,924/mo
▼ 0.25% · 3.875%
HK$278,274
−HK$8,529/mo
Today · 4.125%
HK$286,803
baseline
▲ 0.50% · 4.625%
HK$304,254
+HK$17,451/mo
Deposit HK$59.18M · loan HK$59.18M · min. income ≈ HK$573,606/mo (50% DSR)
Upfront cash ≈ HK$66.87M (deposit + AVD stamp duty HK$7,693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,238
−HK$16,221/mo
▼ 0.25% · 3.875%
HK$308,290
−HK$8,169/mo
Today · 4.125%
HK$316,459
baseline
▲ 0.50% · 4.625%
HK$333,140
+HK$16,681/mo
Deposit HK$59.18M · loan HK$59.18M · min. income ≈ HK$632,918/mo (50% DSR)
Upfront cash ≈ HK$66.87M (deposit + AVD stamp duty HK$7,693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,855
−HK$20,309/mo
▼ 0.25% · 3.875%
HK$333,929
−HK$10,235/mo
Today · 4.125%
HK$344,164
baseline
▲ 0.50% · 4.625%
HK$365,105
+HK$20,941/mo
Deposit HK$47.34M · loan HK$71.01M · min. income ≈ HK$688,328/mo (50% DSR)
Upfront cash ≈ HK$55.03M (deposit + AVD stamp duty HK$7,693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,285
−HK$19,465/mo
▼ 0.25% · 3.875%
HK$369,948
−HK$9,802/mo
Today · 4.125%
HK$379,750
baseline
▲ 0.50% · 4.625%
HK$399,768
+HK$20,018/mo
Deposit HK$47.34M · loan HK$71.01M · min. income ≈ HK$759,500/mo (50% DSR)
Upfront cash ≈ HK$55.03M (deposit + AVD stamp duty HK$7,693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,831
−HK$23,693/mo
▼ 0.25% · 3.875%
HK$389,583
−HK$11,941/mo
Today · 4.125%
HK$401,524
baseline
▲ 0.50% · 4.625%
HK$425,956
+HK$24,432/mo
Deposit HK$35.51M · loan HK$82.85M · min. income ≈ HK$803,048/mo (50% DSR)
Upfront cash ≈ HK$43.20M (deposit + AVD stamp duty HK$7,693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,333
−HK$22,709/mo
▼ 0.25% · 3.875%
HK$431,606
−HK$11,436/mo
Today · 4.125%
HK$443,042
baseline
▲ 0.50% · 4.625%
HK$466,396
+HK$23,354/mo
Deposit HK$35.51M · loan HK$82.85M · min. income ≈ HK$886,084/mo (50% DSR)
Upfront cash ≈ HK$43.20M (deposit + AVD stamp duty HK$7,693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$485,782
−HK$30,463/mo
▼ 0.25% · 3.875%
HK$500,893
−HK$15,352/mo
Today · 4.125%
HK$516,245
baseline
▲ 0.50% · 4.625%
HK$547,658
+HK$31,413/mo
Deposit HK$11.84M · loan HK$106.52M · min. income ≈ HK$1,032,490/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$7,693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$540,428
−HK$29,198/mo
▼ 0.25% · 3.875%
HK$554,922
−HK$14,704/mo
Today · 4.125%
HK$569,626
baseline
▲ 0.50% · 4.625%
HK$599,651
+HK$30,025/mo
Deposit HK$11.84M · loan HK$106.52M · min. income ≈ HK$1,139,252/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$7,693,058 · Scale 2, in force from 26 Feb 2026)