LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,990
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,829
−HK$853/mo
Today · 4.125%
HK$28,682
baseline
▲ 0.50% · 4.625%
HK$30,428
+HK$1,746/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,364/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,026
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,831
−HK$817/mo
Today · 4.125%
HK$31,648
baseline
▲ 0.50% · 4.625%
HK$33,316
+HK$1,668/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,296/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,388
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,395
−HK$1,024/mo
Today · 4.125%
HK$34,419
baseline
▲ 0.50% · 4.625%
HK$36,513
+HK$2,094/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,838/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,031
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,998
−HK$980/mo
Today · 4.125%
HK$37,978
baseline
▲ 0.50% · 4.625%
HK$39,980
+HK$2,002/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,956/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,786
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,961
−HK$1,194/mo
Today · 4.125%
HK$40,155
baseline
▲ 0.50% · 4.625%
HK$42,599
+HK$2,444/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,310/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,036
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,164
−HK$1,144/mo
Today · 4.125%
HK$44,308
baseline
▲ 0.50% · 4.625%
HK$46,643
+HK$2,335/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,616/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,582
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,093
−HK$1,535/mo
Today · 4.125%
HK$51,628
baseline
▲ 0.50% · 4.625%
HK$54,770
+HK$3,142/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,256/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,047
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,496
−HK$1,471/mo
Today · 4.125%
HK$56,967
baseline
▲ 0.50% · 4.625%
HK$59,970
+HK$3,003/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,934/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,864 · Scale 2, in force from 26 Feb 2026)