LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,992
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,832
−HK$853/mo
Today · 4.125%
HK$28,685
baseline
▲ 0.50% · 4.625%
HK$30,430
+HK$1,745/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,370/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,028
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,834
−HK$817/mo
Today · 4.125%
HK$31,651
baseline
▲ 0.50% · 4.625%
HK$33,319
+HK$1,668/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,302/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,390
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,398
−HK$1,024/mo
Today · 4.125%
HK$34,422
baseline
▲ 0.50% · 4.625%
HK$36,516
+HK$2,094/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$68,844/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,034
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,000
−HK$981/mo
Today · 4.125%
HK$37,981
baseline
▲ 0.50% · 4.625%
HK$39,983
+HK$2,002/mo
Deposit HK$4.73M · loan HK$7.10M · min. income ≈ HK$75,962/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,789
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,964
−HK$1,194/mo
Today · 4.125%
HK$40,158
baseline
▲ 0.50% · 4.625%
HK$42,602
+HK$2,444/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,316/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$443,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,040
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,167
−HK$1,144/mo
Today · 4.125%
HK$44,311
baseline
▲ 0.50% · 4.625%
HK$46,647
+HK$2,336/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,622/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$443,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,586
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,097
−HK$1,535/mo
Today · 4.125%
HK$51,632
baseline
▲ 0.50% · 4.625%
HK$54,774
+HK$3,142/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,264/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,051
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,501
−HK$1,470/mo
Today · 4.125%
HK$56,971
baseline
▲ 0.50% · 4.625%
HK$59,974
+HK$3,003/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,942/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,898 · Scale 2, in force from 26 Feb 2026)