LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,996
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,835
−HK$854/mo
Today · 4.125%
HK$28,689
baseline
▲ 0.50% · 4.625%
HK$30,434
+HK$1,745/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,378/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,032
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,838
−HK$817/mo
Today · 4.125%
HK$31,655
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,669/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,310/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,395
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,403
−HK$1,023/mo
Today · 4.125%
HK$34,426
baseline
▲ 0.50% · 4.625%
HK$36,521
+HK$2,095/mo
Deposit HK$4.74M · loan HK$7.10M · min. income ≈ HK$68,852/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,039
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,005
−HK$981/mo
Today · 4.125%
HK$37,986
baseline
▲ 0.50% · 4.625%
HK$39,988
+HK$2,002/mo
Deposit HK$4.74M · loan HK$7.10M · min. income ≈ HK$75,972/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,794
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,970
−HK$1,194/mo
Today · 4.125%
HK$40,164
baseline
▲ 0.50% · 4.625%
HK$42,608
+HK$2,444/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,328/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,045
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,173
−HK$1,144/mo
Today · 4.125%
HK$44,317
baseline
▲ 0.50% · 4.625%
HK$46,653
+HK$2,336/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,634/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,592
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,104
−HK$1,535/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,782
+HK$3,143/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,058
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,508
−HK$1,471/mo
Today · 4.125%
HK$56,979
baseline
▲ 0.50% · 4.625%
HK$59,982
+HK$3,003/mo
Deposit HK$1.18M · loan HK$10.65M · min. income ≈ HK$113,958/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$443,959 · Scale 2, in force from 26 Feb 2026)