LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,999
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,839
−HK$853/mo
Today · 4.125%
HK$28,692
baseline
▲ 0.50% · 4.625%
HK$30,438
+HK$1,746/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,384/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$444,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,036
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,842
−HK$817/mo
Today · 4.125%
HK$31,659
baseline
▲ 0.50% · 4.625%
HK$33,328
+HK$1,669/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,318/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$444,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,399
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,407
−HK$1,024/mo
Today · 4.125%
HK$34,431
baseline
▲ 0.50% · 4.625%
HK$36,526
+HK$2,095/mo
Deposit HK$4.74M · loan HK$7.10M · min. income ≈ HK$68,862/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,044
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,010
−HK$981/mo
Today · 4.125%
HK$37,991
baseline
▲ 0.50% · 4.625%
HK$39,994
+HK$2,003/mo
Deposit HK$4.74M · loan HK$7.10M · min. income ≈ HK$75,982/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,799
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,975
−HK$1,194/mo
Today · 4.125%
HK$40,169
baseline
▲ 0.50% · 4.625%
HK$42,613
+HK$2,444/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,338/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,051
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,179
−HK$1,144/mo
Today · 4.125%
HK$44,323
baseline
▲ 0.50% · 4.625%
HK$46,659
+HK$2,336/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,646/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,599
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,110
−HK$1,536/mo
Today · 4.125%
HK$51,646
baseline
▲ 0.50% · 4.625%
HK$54,789
+HK$3,143/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,292/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,066
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,516
−HK$1,471/mo
Today · 4.125%
HK$56,987
baseline
▲ 0.50% · 4.625%
HK$59,990
+HK$3,003/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$113,974/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,017 · Scale 2, in force from 26 Feb 2026)