LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,000
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,840
−HK$854/mo
Today · 4.125%
HK$28,694
baseline
▲ 0.50% · 4.625%
HK$30,439
+HK$1,745/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,388/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$444,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,038
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,843
−HK$818/mo
Today · 4.125%
HK$31,661
baseline
▲ 0.50% · 4.625%
HK$33,329
+HK$1,668/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,322/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$444,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,400
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,408
−HK$1,024/mo
Today · 4.125%
HK$34,432
baseline
▲ 0.50% · 4.625%
HK$36,527
+HK$2,095/mo
Deposit HK$4.74M · loan HK$7.10M · min. income ≈ HK$68,864/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,045
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,012
−HK$981/mo
Today · 4.125%
HK$37,993
baseline
▲ 0.50% · 4.625%
HK$39,995
+HK$2,002/mo
Deposit HK$4.74M · loan HK$7.10M · min. income ≈ HK$75,986/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,801
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,976
−HK$1,195/mo
Today · 4.125%
HK$40,171
baseline
▲ 0.50% · 4.625%
HK$42,615
+HK$2,444/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,342/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,053
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,181
−HK$1,144/mo
Today · 4.125%
HK$44,325
baseline
▲ 0.50% · 4.625%
HK$46,661
+HK$2,336/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,650/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,601
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,112
−HK$1,536/mo
Today · 4.125%
HK$51,648
baseline
▲ 0.50% · 4.625%
HK$54,791
+HK$3,143/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,296/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,068
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,518
−HK$1,471/mo
Today · 4.125%
HK$56,989
baseline
▲ 0.50% · 4.625%
HK$59,993
+HK$3,004/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$113,978/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,036 · Scale 2, in force from 26 Feb 2026)