LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,003
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,843
−HK$854/mo
Today · 4.125%
HK$28,697
baseline
▲ 0.50% · 4.625%
HK$30,443
+HK$1,746/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,394/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,041
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,847
−HK$817/mo
Today · 4.125%
HK$31,664
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,669/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,328/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,404
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,412
−HK$1,024/mo
Today · 4.125%
HK$34,436
baseline
▲ 0.50% · 4.625%
HK$36,532
+HK$2,096/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,872/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,049
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,016
−HK$981/mo
Today · 4.125%
HK$37,997
baseline
▲ 0.50% · 4.625%
HK$40,000
+HK$2,003/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$75,994/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,981
−HK$1,195/mo
Today · 4.125%
HK$40,176
baseline
▲ 0.50% · 4.625%
HK$42,620
+HK$2,444/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,352/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,058
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,185
−HK$1,145/mo
Today · 4.125%
HK$44,330
baseline
▲ 0.50% · 4.625%
HK$46,666
+HK$2,336/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,660/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,606
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,118
−HK$1,536/mo
Today · 4.125%
HK$51,654
baseline
▲ 0.50% · 4.625%
HK$54,797
+HK$3,143/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,308/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,074
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,524
−HK$1,471/mo
Today · 4.125%
HK$56,995
baseline
▲ 0.50% · 4.625%
HK$60,000
+HK$3,005/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$113,990/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,087 · Scale 2, in force from 26 Feb 2026)