LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,005
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,845
−HK$853/mo
Today · 4.125%
HK$28,698
baseline
▲ 0.50% · 4.625%
HK$30,444
+HK$1,746/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,396/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,042
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,848
−HK$818/mo
Today · 4.125%
HK$31,666
baseline
▲ 0.50% · 4.625%
HK$33,335
+HK$1,669/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,332/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,406
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,414
−HK$1,024/mo
Today · 4.125%
HK$34,438
baseline
▲ 0.50% · 4.625%
HK$36,533
+HK$2,095/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,876/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,051
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,018
−HK$981/mo
Today · 4.125%
HK$37,999
baseline
▲ 0.50% · 4.625%
HK$40,002
+HK$2,003/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$75,998/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,807
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,983
−HK$1,194/mo
Today · 4.125%
HK$40,177
baseline
▲ 0.50% · 4.625%
HK$42,622
+HK$2,445/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,354/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,059
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,187
−HK$1,145/mo
Today · 4.125%
HK$44,332
baseline
▲ 0.50% · 4.625%
HK$46,669
+HK$2,337/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,664/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,608
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,120
−HK$1,537/mo
Today · 4.125%
HK$51,657
baseline
▲ 0.50% · 4.625%
HK$54,800
+HK$3,143/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,314/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,076
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,527
−HK$1,471/mo
Today · 4.125%
HK$56,998
baseline
▲ 0.50% · 4.625%
HK$60,002
+HK$3,004/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$113,996/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,106 · Scale 2, in force from 26 Feb 2026)