LTV · monthly repayment
▼ 0.50% · 3.625%
HK$270,100
−HK$16,937/mo
▼ 0.25% · 3.875%
HK$278,501
−HK$8,536/mo
Today · 4.125%
HK$287,037
baseline
▲ 0.50% · 4.625%
HK$304,503
+HK$17,466/mo
Deposit HK$59.23M · loan HK$59.23M · min. income ≈ HK$574,074/mo (50% DSR)
Upfront cash ≈ HK$66.93M (deposit + AVD stamp duty HK$7,699,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,483
−HK$16,234/mo
▼ 0.25% · 3.875%
HK$308,542
−HK$8,175/mo
Today · 4.125%
HK$316,717
baseline
▲ 0.50% · 4.625%
HK$333,412
+HK$16,695/mo
Deposit HK$59.23M · loan HK$59.23M · min. income ≈ HK$633,434/mo (50% DSR)
Upfront cash ≈ HK$66.93M (deposit + AVD stamp duty HK$7,699,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,120
−HK$20,325/mo
▼ 0.25% · 3.875%
HK$334,202
−HK$10,243/mo
Today · 4.125%
HK$344,445
baseline
▲ 0.50% · 4.625%
HK$365,404
+HK$20,959/mo
Deposit HK$47.38M · loan HK$71.07M · min. income ≈ HK$688,890/mo (50% DSR)
Upfront cash ≈ HK$55.08M (deposit + AVD stamp duty HK$7,699,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,580
−HK$19,481/mo
▼ 0.25% · 3.875%
HK$370,250
−HK$9,811/mo
Today · 4.125%
HK$380,061
baseline
▲ 0.50% · 4.625%
HK$400,094
+HK$20,033/mo
Deposit HK$47.38M · loan HK$71.07M · min. income ≈ HK$760,122/mo (50% DSR)
Upfront cash ≈ HK$55.08M (deposit + AVD stamp duty HK$7,699,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,140
−HK$23,712/mo
▼ 0.25% · 3.875%
HK$389,902
−HK$11,950/mo
Today · 4.125%
HK$401,852
baseline
▲ 0.50% · 4.625%
HK$426,304
+HK$24,452/mo
Deposit HK$35.54M · loan HK$82.92M · min. income ≈ HK$803,704/mo (50% DSR)
Upfront cash ≈ HK$43.23M (deposit + AVD stamp duty HK$7,699,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,677
−HK$22,727/mo
▼ 0.25% · 3.875%
HK$431,959
−HK$11,445/mo
Today · 4.125%
HK$443,404
baseline
▲ 0.50% · 4.625%
HK$466,777
+HK$23,373/mo
Deposit HK$35.54M · loan HK$82.92M · min. income ≈ HK$886,808/mo (50% DSR)
Upfront cash ≈ HK$43.23M (deposit + AVD stamp duty HK$7,699,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$486,180
−HK$30,487/mo
▼ 0.25% · 3.875%
HK$501,302
−HK$15,365/mo
Today · 4.125%
HK$516,667
baseline
▲ 0.50% · 4.625%
HK$548,105
+HK$31,438/mo
Deposit HK$11.85M · loan HK$106.61M · min. income ≈ HK$1,033,334/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$7,699,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$540,870
−HK$29,221/mo
▼ 0.25% · 3.875%
HK$555,376
−HK$14,715/mo
Today · 4.125%
HK$570,091
baseline
▲ 0.50% · 4.625%
HK$600,142
+HK$30,051/mo
Deposit HK$11.85M · loan HK$106.61M · min. income ≈ HK$1,140,182/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$7,699,346 · Scale 2, in force from 26 Feb 2026)