LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,011
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,851
−HK$854/mo
Today · 4.125%
HK$28,705
baseline
▲ 0.50% · 4.625%
HK$30,452
+HK$1,747/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,410/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,050
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,855
−HK$818/mo
Today · 4.125%
HK$31,673
baseline
▲ 0.50% · 4.625%
HK$33,343
+HK$1,670/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,346/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,413
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,422
−HK$1,024/mo
Today · 4.125%
HK$34,446
baseline
▲ 0.50% · 4.625%
HK$36,542
+HK$2,096/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,892/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,059
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,027
−HK$981/mo
Today · 4.125%
HK$38,008
baseline
▲ 0.50% · 4.625%
HK$40,011
+HK$2,003/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,016/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,815
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,992
−HK$1,195/mo
Today · 4.125%
HK$40,187
baseline
▲ 0.50% · 4.625%
HK$42,632
+HK$2,445/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,374/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,069
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,198
−HK$1,144/mo
Today · 4.125%
HK$44,342
baseline
▲ 0.50% · 4.625%
HK$46,680
+HK$2,338/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,684/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,620
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,132
−HK$1,537/mo
Today · 4.125%
HK$51,669
baseline
▲ 0.50% · 4.625%
HK$54,813
+HK$3,144/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,338/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,089
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,540
−HK$1,471/mo
Today · 4.125%
HK$57,011
baseline
▲ 0.50% · 4.625%
HK$60,017
+HK$3,006/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$114,022/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,211 · Scale 2, in force from 26 Feb 2026)