LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,013
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,853
−HK$854/mo
Today · 4.125%
HK$28,707
baseline
▲ 0.50% · 4.625%
HK$30,453
+HK$1,746/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,414/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,051
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,857
−HK$818/mo
Today · 4.125%
HK$31,675
baseline
▲ 0.50% · 4.625%
HK$33,344
+HK$1,669/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,350/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,415
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,423
−HK$1,025/mo
Today · 4.125%
HK$34,448
baseline
▲ 0.50% · 4.625%
HK$36,544
+HK$2,096/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,896/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,062
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,029
−HK$981/mo
Today · 4.125%
HK$38,010
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,003/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,020/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,818
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,994
−HK$1,195/mo
Today · 4.125%
HK$40,189
baseline
▲ 0.50% · 4.625%
HK$42,635
+HK$2,446/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,378/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,072
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,200
−HK$1,145/mo
Today · 4.125%
HK$44,345
baseline
▲ 0.50% · 4.625%
HK$46,682
+HK$2,337/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,690/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,623
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,135
−HK$1,537/mo
Today · 4.125%
HK$51,672
baseline
▲ 0.50% · 4.625%
HK$54,816
+HK$3,144/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,344/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,092
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,543
−HK$1,472/mo
Today · 4.125%
HK$57,015
baseline
▲ 0.50% · 4.625%
HK$60,020
+HK$3,005/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$114,030/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,237 · Scale 2, in force from 26 Feb 2026)