LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,014
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,854
−HK$854/mo
Today · 4.125%
HK$28,708
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,746/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,416/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,052
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,858
−HK$818/mo
Today · 4.125%
HK$31,676
baseline
▲ 0.50% · 4.625%
HK$33,346
+HK$1,670/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,352/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,416
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,425
−HK$1,024/mo
Today · 4.125%
HK$34,449
baseline
▲ 0.50% · 4.625%
HK$36,545
+HK$2,096/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,898/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,063
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,030
−HK$981/mo
Today · 4.125%
HK$38,011
baseline
▲ 0.50% · 4.625%
HK$40,015
+HK$2,004/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,022/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,819
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,995
−HK$1,196/mo
Today · 4.125%
HK$40,191
baseline
▲ 0.50% · 4.625%
HK$42,636
+HK$2,445/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,382/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,073
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,202
−HK$1,144/mo
Today · 4.125%
HK$44,346
baseline
▲ 0.50% · 4.625%
HK$46,684
+HK$2,338/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,692/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,625
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,137
−HK$1,537/mo
Today · 4.125%
HK$51,674
baseline
▲ 0.50% · 4.625%
HK$54,818
+HK$3,144/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,348/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,094
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,545
−HK$1,472/mo
Today · 4.125%
HK$57,017
baseline
▲ 0.50% · 4.625%
HK$60,022
+HK$3,005/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$114,034/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,254 · Scale 2, in force from 26 Feb 2026)