LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,016
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,856
−HK$854/mo
Today · 4.125%
HK$28,710
baseline
▲ 0.50% · 4.625%
HK$30,457
+HK$1,747/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,420/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,055
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,861
−HK$818/mo
Today · 4.125%
HK$31,679
baseline
▲ 0.50% · 4.625%
HK$33,348
+HK$1,669/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,358/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,419
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,427
−HK$1,025/mo
Today · 4.125%
HK$34,452
baseline
▲ 0.50% · 4.625%
HK$36,548
+HK$2,096/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,904/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,066
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,033
−HK$981/mo
Today · 4.125%
HK$38,014
baseline
▲ 0.50% · 4.625%
HK$40,018
+HK$2,004/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,028/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,822
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,999
−HK$1,195/mo
Today · 4.125%
HK$40,194
baseline
▲ 0.50% · 4.625%
HK$42,640
+HK$2,446/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,388/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,077
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,205
−HK$1,145/mo
Today · 4.125%
HK$44,350
baseline
▲ 0.50% · 4.625%
HK$46,688
+HK$2,338/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,700/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,629
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,141
−HK$1,537/mo
Today · 4.125%
HK$51,678
baseline
▲ 0.50% · 4.625%
HK$54,822
+HK$3,144/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,356/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,099
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,550
−HK$1,472/mo
Today · 4.125%
HK$57,022
baseline
▲ 0.50% · 4.625%
HK$60,027
+HK$3,005/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$114,044/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,290 · Scale 2, in force from 26 Feb 2026)