LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,021
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$854/mo
Today · 4.125%
HK$28,715
baseline
▲ 0.50% · 4.625%
HK$30,463
+HK$1,748/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$57,430/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,060
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$818/mo
Today · 4.125%
HK$31,685
baseline
▲ 0.50% · 4.625%
HK$33,355
+HK$1,670/mo
Deposit HK$5.92M · loan HK$5.92M · min. income ≈ HK$63,370/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,425
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,434
−HK$1,024/mo
Today · 4.125%
HK$34,458
baseline
▲ 0.50% · 4.625%
HK$36,555
+HK$2,097/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,916/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,073
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,040
−HK$981/mo
Today · 4.125%
HK$38,021
baseline
▲ 0.50% · 4.625%
HK$40,026
+HK$2,005/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,042/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$444,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,829
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,006
−HK$1,195/mo
Today · 4.125%
HK$40,201
baseline
▲ 0.50% · 4.625%
HK$42,648
+HK$2,447/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,402/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,085
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,213
−HK$1,145/mo
Today · 4.125%
HK$44,358
baseline
▲ 0.50% · 4.625%
HK$46,697
+HK$2,339/mo
Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$88,716/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,638
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,150
−HK$1,538/mo
Today · 4.125%
HK$51,688
baseline
▲ 0.50% · 4.625%
HK$54,833
+HK$3,145/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$103,376/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,109
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,560
−HK$1,472/mo
Today · 4.125%
HK$57,032
baseline
▲ 0.50% · 4.625%
HK$60,038
+HK$3,006/mo
Deposit HK$1.18M · loan HK$10.66M · min. income ≈ HK$114,064/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,373 · Scale 2, in force from 26 Feb 2026)