LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,026
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,866
−HK$855/mo
Today · 4.125%
HK$28,721
baseline
▲ 0.50% · 4.625%
HK$30,468
+HK$1,747/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,442/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,066
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,872
−HK$818/mo
Today · 4.125%
HK$31,690
baseline
▲ 0.50% · 4.625%
HK$33,361
+HK$1,671/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,380/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,431
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,440
−HK$1,025/mo
Today · 4.125%
HK$34,465
baseline
▲ 0.50% · 4.625%
HK$36,562
+HK$2,097/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,930/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,079
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,047
−HK$981/mo
Today · 4.125%
HK$38,028
baseline
▲ 0.50% · 4.625%
HK$40,033
+HK$2,005/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,056/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,836
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,013
−HK$1,196/mo
Today · 4.125%
HK$40,209
baseline
▲ 0.50% · 4.625%
HK$42,655
+HK$2,446/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,418/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,092
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,221
−HK$1,145/mo
Today · 4.125%
HK$44,366
baseline
▲ 0.50% · 4.625%
HK$46,705
+HK$2,339/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,732/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,646
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,160
−HK$1,537/mo
Today · 4.125%
HK$51,697
baseline
▲ 0.50% · 4.625%
HK$54,843
+HK$3,146/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,394/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,119
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,570
−HK$1,473/mo
Today · 4.125%
HK$57,043
baseline
▲ 0.50% · 4.625%
HK$60,049
+HK$3,006/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,086/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,454 · Scale 2, in force from 26 Feb 2026)