LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,030
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,871
−HK$854/mo
Today · 4.125%
HK$28,725
baseline
▲ 0.50% · 4.625%
HK$30,473
+HK$1,748/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,450/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,071
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,877
−HK$819/mo
Today · 4.125%
HK$31,696
baseline
▲ 0.50% · 4.625%
HK$33,366
+HK$1,670/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,392/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,436
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,445
−HK$1,025/mo
Today · 4.125%
HK$34,470
baseline
▲ 0.50% · 4.625%
HK$36,568
+HK$2,098/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,940/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,085
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,053
−HK$982/mo
Today · 4.125%
HK$38,035
baseline
▲ 0.50% · 4.625%
HK$40,040
+HK$2,005/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,070/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,842
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,019
−HK$1,196/mo
Today · 4.125%
HK$40,215
baseline
▲ 0.50% · 4.625%
HK$42,662
+HK$2,447/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,430/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,099
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,228
−HK$1,146/mo
Today · 4.125%
HK$44,374
baseline
▲ 0.50% · 4.625%
HK$46,713
+HK$2,339/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,748/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,654
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,168
−HK$1,538/mo
Today · 4.125%
HK$51,706
baseline
▲ 0.50% · 4.625%
HK$54,852
+HK$3,146/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,412/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,128
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,579
−HK$1,473/mo
Today · 4.125%
HK$57,052
baseline
▲ 0.50% · 4.625%
HK$60,059
+HK$3,007/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,104/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,527 · Scale 2, in force from 26 Feb 2026)