LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,031
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,872
−HK$854/mo
Today · 4.125%
HK$28,726
baseline
▲ 0.50% · 4.625%
HK$30,474
+HK$1,748/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,452/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,072
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,878
−HK$818/mo
Today · 4.125%
HK$31,696
baseline
▲ 0.50% · 4.625%
HK$33,367
+HK$1,671/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,392/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,437
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,446
−HK$1,025/mo
Today · 4.125%
HK$34,471
baseline
▲ 0.50% · 4.625%
HK$36,569
+HK$2,098/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,942/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,086
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,054
−HK$982/mo
Today · 4.125%
HK$38,036
baseline
▲ 0.50% · 4.625%
HK$40,040
+HK$2,004/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,072/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,843
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,020
−HK$1,196/mo
Today · 4.125%
HK$40,216
baseline
▲ 0.50% · 4.625%
HK$42,663
+HK$2,447/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,432/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,100
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,229
−HK$1,146/mo
Today · 4.125%
HK$44,375
baseline
▲ 0.50% · 4.625%
HK$46,714
+HK$2,339/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,750/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,656
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,169
−HK$1,538/mo
Today · 4.125%
HK$51,707
baseline
▲ 0.50% · 4.625%
HK$54,853
+HK$3,146/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,414/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,129
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,581
−HK$1,472/mo
Today · 4.125%
HK$57,053
baseline
▲ 0.50% · 4.625%
HK$60,061
+HK$3,008/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,106/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,538 · Scale 2, in force from 26 Feb 2026)