LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,035
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,876
−HK$855/mo
Today · 4.125%
HK$28,731
baseline
▲ 0.50% · 4.625%
HK$30,479
+HK$1,748/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,462/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,077
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,883
−HK$819/mo
Today · 4.125%
HK$31,702
baseline
▲ 0.50% · 4.625%
HK$33,373
+HK$1,671/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,404/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,443
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,452
−HK$1,025/mo
Today · 4.125%
HK$34,477
baseline
▲ 0.50% · 4.625%
HK$36,575
+HK$2,098/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,954/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,092
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,060
−HK$982/mo
Today · 4.125%
HK$38,042
baseline
▲ 0.50% · 4.625%
HK$40,047
+HK$2,005/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,084/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,850
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,027
−HK$1,196/mo
Today · 4.125%
HK$40,223
baseline
▲ 0.50% · 4.625%
HK$42,671
+HK$2,448/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,446/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,107
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,237
−HK$1,145/mo
Today · 4.125%
HK$44,382
baseline
▲ 0.50% · 4.625%
HK$46,722
+HK$2,340/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,764/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,664
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,178
−HK$1,538/mo
Today · 4.125%
HK$51,716
baseline
▲ 0.50% · 4.625%
HK$54,862
+HK$3,146/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,432/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,138
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,590
−HK$1,473/mo
Today · 4.125%
HK$57,063
baseline
▲ 0.50% · 4.625%
HK$60,071
+HK$3,008/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,126/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,613 · Scale 2, in force from 26 Feb 2026)