LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,037
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,878
−HK$855/mo
Today · 4.125%
HK$28,733
baseline
▲ 0.50% · 4.625%
HK$30,481
+HK$1,748/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,466/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,078
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,885
−HK$818/mo
Today · 4.125%
HK$31,703
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,672/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,406/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,444
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$1,025/mo
Today · 4.125%
HK$34,479
baseline
▲ 0.50% · 4.625%
HK$36,577
+HK$2,098/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$68,958/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,094
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,062
−HK$982/mo
Today · 4.125%
HK$38,044
baseline
▲ 0.50% · 4.625%
HK$40,050
+HK$2,006/mo
Deposit HK$4.74M · loan HK$7.11M · min. income ≈ HK$76,088/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,852
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,029
−HK$1,197/mo
Today · 4.125%
HK$40,226
baseline
▲ 0.50% · 4.625%
HK$42,673
+HK$2,447/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,452/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,110
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,239
−HK$1,146/mo
Today · 4.125%
HK$44,385
baseline
▲ 0.50% · 4.625%
HK$46,724
+HK$2,339/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,770/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,667
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,181
−HK$1,538/mo
Today · 4.125%
HK$51,719
baseline
▲ 0.50% · 4.625%
HK$54,865
+HK$3,146/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,438/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,141
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,593
−HK$1,473/mo
Today · 4.125%
HK$57,066
baseline
▲ 0.50% · 4.625%
HK$60,074
+HK$3,008/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,132/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,639 · Scale 2, in force from 26 Feb 2026)