LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,040
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,881
−HK$855/mo
Today · 4.125%
HK$28,736
baseline
▲ 0.50% · 4.625%
HK$30,484
+HK$1,748/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,472/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,082
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,889
−HK$818/mo
Today · 4.125%
HK$31,707
baseline
▲ 0.50% · 4.625%
HK$33,378
+HK$1,671/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,414/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,448
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,457
−HK$1,026/mo
Today · 4.125%
HK$34,483
baseline
▲ 0.50% · 4.625%
HK$36,581
+HK$2,098/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$68,966/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,098
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,066
−HK$983/mo
Today · 4.125%
HK$38,049
baseline
▲ 0.50% · 4.625%
HK$40,054
+HK$2,005/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$76,098/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,856
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,034
−HK$1,196/mo
Today · 4.125%
HK$40,230
baseline
▲ 0.50% · 4.625%
HK$42,678
+HK$2,448/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,460/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,115
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,244
−HK$1,146/mo
Today · 4.125%
HK$44,390
baseline
▲ 0.50% · 4.625%
HK$46,730
+HK$2,340/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,780/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,672
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,186
−HK$1,538/mo
Today · 4.125%
HK$51,724
baseline
▲ 0.50% · 4.625%
HK$54,872
+HK$3,148/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,448/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,147
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,600
−HK$1,473/mo
Today · 4.125%
HK$57,073
baseline
▲ 0.50% · 4.625%
HK$60,081
+HK$3,008/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,146/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,689 · Scale 2, in force from 26 Feb 2026)