LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,043
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,884
−HK$854/mo
Today · 4.125%
HK$28,738
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,749/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,476/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,085
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,892
−HK$818/mo
Today · 4.125%
HK$31,710
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,672/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,420/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,451
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,461
−HK$1,025/mo
Today · 4.125%
HK$34,486
baseline
▲ 0.50% · 4.625%
HK$36,585
+HK$2,099/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$68,972/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,102
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,070
−HK$982/mo
Today · 4.125%
HK$38,052
baseline
▲ 0.50% · 4.625%
HK$40,058
+HK$2,006/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$76,104/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,860
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,037
−HK$1,197/mo
Today · 4.125%
HK$40,234
baseline
▲ 0.50% · 4.625%
HK$42,682
+HK$2,448/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,468/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,119
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,248
−HK$1,146/mo
Today · 4.125%
HK$44,394
baseline
▲ 0.50% · 4.625%
HK$46,734
+HK$2,340/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,788/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,677
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,191
−HK$1,538/mo
Today · 4.125%
HK$51,729
baseline
▲ 0.50% · 4.625%
HK$54,877
+HK$3,148/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,458/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,152
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,605
−HK$1,473/mo
Today · 4.125%
HK$57,078
baseline
▲ 0.50% · 4.625%
HK$60,087
+HK$3,009/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,156/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,731 · Scale 2, in force from 26 Feb 2026)