LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,043
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,884
−HK$855/mo
Today · 4.125%
HK$28,739
baseline
▲ 0.50% · 4.625%
HK$30,488
+HK$1,749/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,478/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,085
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,892
−HK$819/mo
Today · 4.125%
HK$31,711
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,671/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,422/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,452
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,461
−HK$1,026/mo
Today · 4.125%
HK$34,487
baseline
▲ 0.50% · 4.625%
HK$36,585
+HK$2,098/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$68,974/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,102
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,070
−HK$983/mo
Today · 4.125%
HK$38,053
baseline
▲ 0.50% · 4.625%
HK$40,059
+HK$2,006/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$76,106/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,860
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,038
−HK$1,197/mo
Today · 4.125%
HK$40,235
baseline
▲ 0.50% · 4.625%
HK$42,683
+HK$2,448/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,470/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,119
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,249
−HK$1,146/mo
Today · 4.125%
HK$44,395
baseline
▲ 0.50% · 4.625%
HK$46,735
+HK$2,340/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,790/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,678
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,192
−HK$1,538/mo
Today · 4.125%
HK$51,730
baseline
▲ 0.50% · 4.625%
HK$54,878
+HK$3,148/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,460/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,153
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,606
−HK$1,473/mo
Today · 4.125%
HK$57,079
baseline
▲ 0.50% · 4.625%
HK$60,088
+HK$3,009/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,158/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,738 · Scale 2, in force from 26 Feb 2026)