LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,044
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,885
−HK$854/mo
Today · 4.125%
HK$28,739
baseline
▲ 0.50% · 4.625%
HK$30,488
+HK$1,749/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,478/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,086
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,893
−HK$818/mo
Today · 4.125%
HK$31,711
baseline
▲ 0.50% · 4.625%
HK$33,383
+HK$1,672/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,422/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,452
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,462
−HK$1,025/mo
Today · 4.125%
HK$34,487
baseline
▲ 0.50% · 4.625%
HK$36,586
+HK$2,099/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$68,974/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,103
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,071
−HK$982/mo
Today · 4.125%
HK$38,053
baseline
▲ 0.50% · 4.625%
HK$40,059
+HK$2,006/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$76,106/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,861
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,039
−HK$1,196/mo
Today · 4.125%
HK$40,235
baseline
▲ 0.50% · 4.625%
HK$42,683
+HK$2,448/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,470/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,120
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,250
−HK$1,146/mo
Today · 4.125%
HK$44,396
baseline
▲ 0.50% · 4.625%
HK$46,736
+HK$2,340/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,792/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,678
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,193
−HK$1,538/mo
Today · 4.125%
HK$51,731
baseline
▲ 0.50% · 4.625%
HK$54,879
+HK$3,148/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,462/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,154
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,607
−HK$1,473/mo
Today · 4.125%
HK$57,080
baseline
▲ 0.50% · 4.625%
HK$60,089
+HK$3,009/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,160/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,745 · Scale 2, in force from 26 Feb 2026)